We are running a new Landlord & Tenant project until April 30th 2026
We're so grateful for the steady stream of interest in our new homes which we have temporarily put on hold - thank you! Right now, our focus is on developing a new Landlord/Tenant product to show our backers the strong demand out there for secondhand homes. Please keep your interest coming in for new homes - we'll circle back to it soon

For Tenants

The five stages to owning
your own property

What if agents and landlords could become more confident that tenants could ultimately secure a mortgage?
As tenants represent the natural buyers Dwellr's thinking is that if landlords and their tenants could become more comfortable on this aspect it could offer a win win situation for both parties.

Did you know?
One in 3 Irish people now rent from landlords but the whole focus in the Irish housing market is on new home purchase.
Dwellr's feedback has been that tenants are disadvantaged by a perception that their chances of securing finance are weak against new homeowners
Accordingly, agents and landlords don't actively canvass them to consider buying their properties
This is surprising in a market where agents report so many landlords exiting the market 

Dwellr is testing this with a pilot limited to the first 25 successful landlords with their tenant applicants to establish demand and learn.
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01

Apply for approval

Getting approved is free, it comes with no commitment and doesn't impact your credit score.

02

Find your dream home

You receive a home purchase budget and can choose any qualifying home available on the Dwellr market, working with a Dwellr approved local estate agent.

Find your dream home.
Dwelling buys your dream home.
03

Go sale agreed

Dwellr arranges the future purchase of your chosen home. Your initial contribution goes into a savings account towards your future deposit.

04

Move in immediately

Move into your home and make it your own! Your monthly payments include built in savings that contribute towards your future mortgage deposit.

Move in immediately
You're ready to buy or walk away with savings
05

You're ready to buy or walk away with savings

You can exercise your purchase option within a 36 month timeframe. If your plans change, you can walk away in line with the agreement terms and take your accumulated savings with you, minus any applicable costs.

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Free Application

Getting pre-qualified is free and can be done in a matter of minutes. There are no gotchas!

For Tenants, why Dwellr is the right choice for you

The Lease to Own scheme reflects the times we live in, where creating time and space to become mortgage ready can be essential. Dwellr allows buyers to secure their future home while progressing confidently towards ownership.

Tenants - Apply Now
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Find any home

You can decide to buy a house or apartment, new or secondhand, once the property value is within your approved budget!
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Flexible Plans

Plans that can flex to your circumstances - we cater for and support different options.
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Built-In Savings

Throughout the leasing agreement repayment plan, you are accumulating savings to contribute to your future home deposit.
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Not locked in

You can walk away from the agreement at any time during the leasing phase with your accumulated savings less any fees.
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We are the experts

Behind the Dwellr name is a team of industry experts who are supporting you with the single motivation to own your home.
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We've been stuck paying high rents which has hindered our ability to save and prevents us from being in a position to apply for a mortgage.
Jack & Amy, Dublin 12
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I've been renting for the last 10 years and have struggled to save enough of a deposit at the same time to apply for a mortgage.
Anubha, Single female, Cork
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We live constantly with the worry that our landlord will look to sell up and we need to go in search of a new rental property.
Family, North Dublin
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Frustratingly I have had to recently move back home for a few years in order to start saving for a house deposit.
Philip, Single Male, Wicklow
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Tenants
Frequently asked questions

Why choose the Dwellr option as a tenant or buyer?
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Dwellr gives renters a clearer, more secure pathway toward homeownership — without needing to buy immediately.

Through Dwellr, tenants can:
• Stay in their current home with professional, stable property management
• Explore a structured path to purchasing the property in the future
• Avoid sudden eviction or forced sales
• Gain visibility on potential future purchase pricing
• Plan financially with more certainty and time

Dwellr is designed to turn renting into a long-term opportunity, not just a temporary stop.

Who is the Dwellr service designed for?
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Dwellr is ideal for:
• Tenants who like their current home and want to stay long term
• Renters interested in buying but not ready right now
• Households working toward mortgage readiness
• Families seeking stability and predictable housing
• First-time buyers who want time to plan and save

You don’t need to commit to buying to benefit — Dwellr works even if you simply want long-term security.

Do I have to buy the property if I’m part of Dwellr?
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No.
Dwellr does not force tenants to buy.Depending on the structure agreed with the landlord:
• You may have the option to purchase in the future
• You may receive advance clarity on a potential price
• Or you may simply benefit from stable management and tenure

The choice to buy always remains with you.

How does the tenant purchase pathway work?
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If a tenant purchase pathway is agreed:
• The landlord and Dwellr may set a future purchase window (typically after Year 3)
• An uplifted price or pricing framework may be agreed in advance
• You continue renting as normal while planning financially
• When the time comes, you can decide whether to proceed

There is no obligation, no pressure, and no penalty for choosing not to buy.

What happens to my rent under Dwellr?
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We focus on simplicity and transparency:
• Rent continues under your existing tenancy agreement
• Any changes follow standard legal processes
• Dwellr focuses on consistency, compliance, and transparency
There are no hidden rent increases tied to the purchase option

Your tenant rights remain fully protected.

Who manages the property under Dwellr?
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Dwellr provides professional, compliant property management, which includes:
• Rent collection and administration
• Maintenance coordination
• Safety and compliance oversight
• Clear communication and support

This means fewer surprises and a more predictable renting experience.

What if I decide not to buy later on?
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That’s completely fine. If you choose not to proceed:

• You continue renting under normal terms (subject to landlord decisions)
• The landlord may explore other options at that point
• You are not financially penalised for opting out

Dwellr is about keeping options open, not locking you in.

How do I know if my property is part of Dwellr?
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If your landlord is working with Dwellr:
• You’ll be informed clearly and directly
• Any changes to management or future options will be explained upfront
• You’ll receive transparent information about what (if anything) applies to you

Nothing happens without communication.

Do I need to apply or qualify as a tenant?
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In most cases:
• No upfront application is required
• Your existing tenancy continues as normal
• If a purchase pathway becomes relevant, Dwellr can guide you through next steps when the time is right

Support is provided when — and only when — you want it.

What’s the biggest benefit of Dwellr for tenants?
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Time and clarity.
Dwellr gives tenants:
• Stability today
• Visibility into tomorrow
• A realistic, structured route to ownership — without risk or pressure

It’s a smarter way to rent, with the option to own.

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