We are running a new Landlord & Tenant project until April 30th 2026
We're so grateful for the steady stream of interest in our new homes which we have temporarily put on hold - thank you! Right now, our focus is on developing a new Landlord/Tenant product to show our backers the strong demand out there for secondhand homes. Please keep your interest coming in for new homes - we'll circle back to it soon

Paving a new path to
homeownership

Scroll down to see how it works
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Easy, simple and flexible upfront leasing plan agreement.

We appreciate that everybody's circumstances are different. That's why we are providing different leasing plan options, offering flexibility to meet your needs, to ensure you can move in immediately into your new home.

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Lease Plan #1 - Escrow Option

• Dwellr will purchase 100% of the property at the beginning.
• You can move in immediately and we will support you in saving the 10% deposit required in an escrow deposit account.
• Within a 36 month timeframe, we will prepare you for mortgage approval placing you in a position to purchase the property outright.

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Lease Plan #2 - Immediate Ownership Option

• Dwellr will purchase 90% of the property at the beginning.
• You will move in immediately at the upfront cost of 10% of the purchase price value of the home (plus fees).
• On Day 1, you will only need to pay 2% of the upfront deposit value. We will allow time to save the remaining 8% deposit in an escrow deposit account within the 36 months timeframe.
• After 36 months, you are mortgage ready and in a position to purchase the remaining 90% of the property.

The Dwellr Mission depicting 4 sides to a marketplace with Dwellr residing in the middle.

What the current market is telling us?

From our research, we understand the frustrations in the Irish market. Mortgages can be difficult to obtain and be slow to issue, which delays the entire sales process.

Dwellr's process is the equivalent to a cash buyer, buying on behalf of a customer. We are confident on both agreeing and closing sales quickly!

1 in 5

People Living in Ireland
Can Afford To
Own A Property, But Don't

1M+

Potential Buyers Can
Afford To Pay A Mortgage

645,500

New-To-Ireland Residents
Are Currently Renting

68%

Adults Aged 25-29
Are Still Living
With Parents

For Tenants

The five stages to owning
your own property

A young couple smiling while looking at a laptop.
01

Apply for approval

Getting approved is free, it comes with no commitment and doesn't impact your credit score.

02

Find your dream home

You receive a home purchase budget and can choose any qualifying home available on the Dwellr market, working with a Dwellr approved local estate agent.

Find your dream home.
Dwelling buys your dream home.
03

Go sale agreed

Dwellr arranges the future purchase of your chosen home. Your initial contribution goes into a savings account towards your future deposit.

04

Move in immediately

Move into your home and make it your own! Your monthly payments include built in savings that contribute towards your future mortgage deposit.

Move in immediately
You're ready to buy or walk away with savings
05

You're ready to buy or walk away with savings

You can exercise your purchase option within a 36 month timeframe. If your plans change, you can walk away in line with the agreement terms and take your accumulated savings with you, minus any applicable costs.

Tenants - Apply Now
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Free Application

Getting pre-qualified is free and can be done in a matter of minutes. There are no gotchas!

For Tenants, why Dwellr is the right choice for you

The Lease to Own scheme reflects the times we live in, where creating time and space to become mortgage ready can be essential. Dwellr allows buyers to secure their future home while progressing confidently towards ownership.

Tenants - Apply Now
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Find any home

You can decide to buy a house or apartment, new or secondhand, once the property value is within your approved budget!
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Flexible Plans

Plans that can flex to your circumstances - we cater for and support different options.
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Built-In Savings

Throughout the leasing agreement repayment plan, you are accumulating savings to contribute to your future home deposit.
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Not locked in

You can walk away from the agreement at any time during the leasing phase with your accumulated savings less any fees.
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We are the experts

Behind the Dwellr name is a team of industry experts who are supporting you with the single motivation to own your home.
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We've been stuck paying high rents which has hindered our ability to save and prevents us from being in a position to apply for a mortgage.
Jack & Amy, Dublin 12
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I've been renting for the last 10 years and have struggled to save enough of a deposit at the same time to apply for a mortgage.
Anubha, Single female, Cork
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We live constantly with the worry that our landlord will look to sell up and we need to go in search of a new rental property.
Family, North Dublin
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Frustratingly I have had to recently move back home for a few years in order to start saving for a house deposit.
Philip, Single Male, Wicklow
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Pattern for the 'why choose Dwellr' section on the page.Pattern for the 'why choose Dwellr' section on the page.

Tenants
Frequently asked questions

Why choose the Dwellr option as a tenant or buyer?
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Dwellr gives renters a clearer, more secure pathway toward homeownership — without needing to buy immediately.

Through Dwellr, tenants can:
• Stay in their current home with professional, stable property management
• Explore a structured path to purchasing the property in the future
• Avoid sudden eviction or forced sales
• Gain visibility on potential future purchase pricing
• Plan financially with more certainty and time
Dwellr is designed to turn renting into a long-term opportunity, not just a temporary stop.

Who is the Dwellr service designed for?
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Dwellr is ideal for:
• Tenants who like their current home and want to stay long term
• Renters interested in buying but not ready right now
• Households working toward mortgage readiness
• Families seeking stability and predictable housing
• First-time buyers who want time to plan and save
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You don’t need to commit to buying to benefit — Dwellr works even if you simply want long-term security.

Do I have to buy the property if I’m part of Dwellr?
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No.
Dwellr does not force tenants to buy.Depending on the structure agreed with the landlord:
• You may have the option to purchase in the future
• You may receive advance clarity on a potential price
• Or you may simply benefit from stable management and tenure

The choice to buy always remains with you.

How does the tenant purchase pathway work?
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If a tenant purchase pathway is agreed:
• The landlord and Dwellr may set a future purchase window (typically after Year 3)
• An uplifted price or pricing framework may be agreed in advance
• You continue renting as normal while planning financially
• When the time comes, you can decide whether to proceed

There is no obligation, no pressure, and no penalty for choosing not to buy.

What happens to my rent under Dwellr?
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We focus on simplicity and transparency:
• Rent continues under your existing tenancy agreement
• Any changes follow standard legal processes
• Dwellr focuses on consistency, compliance, and transparency
• There are no hidden rent increases tied to the purchase option

Your tenant rights remain fully protected.

Who manages the property under Dwellr?
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Dwellr provides professional, compliant property management, which includes:
• Rent collection and administration
• Maintenance coordination
• Safety and compliance oversight
• Clear communication and support

This means fewer surprises and a more predictable renting experience.

What if I decide not to buy later on?
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That’s completely fine. If you choose not to proceed:
‍
• You continue renting under normal terms (subject to landlord decisions)
• The landlord may explore other options at that point
• You are not financially penalised for opting out
‍
Dwellr is about keeping options open, not locking you in.

How do I know if my property is part of Dwellr?
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If your landlord is working with Dwellr:
• You’ll be informed clearly and directly
• Any changes to management or future options will be explained upfront
• You’ll receive transparent information about what (if anything) applies to you
Nothing happens without communication.

Do I need to apply or qualify as a tenant?
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In most cases:
• No upfront application is required
• Your existing tenancy continues as normal
• If a purchase pathway becomes relevant, Dwellr can guide you through next steps when the time is right
Support is provided when — and only when — you want it.

What’s the biggest benefit of Dwellr for tenants?
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Time and clarity.
‍Dwellr gives tenants:
• Stability today
• Visibility into tomorrow
• A realistic, structured route to ownership — without risk or pressure
It’s a smarter way to rent, with the option to own.

Tenants - Apply Now

The Dwellr Mission

At Dwellr, we believe there should be a fairer and more flexible way for people to buy and sell homes. For buyers, that means creating the time and space needed to become purchase ready without losing the home they want. For sellers, it means offering a more certain and structured path to sale with reduced risk and greater clarity. Dwellr exists to align the interests of buyers and sellers, helping buyers progress confidently towards ownership while enabling sellers to move forward with security, transparency, and peace of mind.

For Landlords

The five stages to selling
your home

A young couple smiling while looking at a laptop.
01

Submit your property

The first step is that either the landlord or the tenant makes an application to Dwellr on a mutually agreed basis. The application is free, with no obligation, and allows us to assess whether your property is suitable for the Dwellr model.

02

Property assessment & eligibility

Dwellr reviews the submission and confirms whether your property meets our criteria. If eligible, we outline the proposed structure, including rental terms and the agreed future sale price.

Find your dream home.
Dwelling buys your dream home.
03

Agree the terms

Once terms are agreed by Dwellr and the landlord, the Dwellr process begins. The future sale price is set upfront, providing clarity and certainty while the tenant progresses towards ownership.

04

Receive ongoing rental income

The landlord continues to receive rental income throughout the lease. This reduces costs, with Dwellr manages the process and ongoing relationship.

Move in immediately
You're ready to buy or walk away with savings
05

Complete the sale with confidence

When Dwellr deems the tenant mortgage ready, the tenant can then exercise his or her purchase option at the pre-agreed sales price.

Landlords - Apply Now
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Qualified Buyers

All tenants are pre qualified before entering a Dwellr agreement, ensuring affordability checks and a clear intent to buy.

Landlord BenefitsA smarter way to sell with certainty built in

Dwellr provides landlords and property owners with a secure and structured route to sell their property, without the uncertainty of chains breaking, buyers falling through, or long void periods. Our Lease to Own model connects you with motivated and pre qualified tenants who have a clear path to ownership, while Dwellr manages the process end-to-end.

Landlords - Apply Now
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Mutual Agreement

Landlords and Tenants must mutually agree. Dwellr will then initiate a process of steps to determine suitability.
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Flexibility Built In

If circumstances change, the structure of the agreement provides flexibility while protecting your position as the seller.
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On-going Rental Income

You continue to receive rental income while the tenant works towards purchasing the property, avoiding vacancy periods and maintaining cash flow.
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Reduced Hassle

Dwellr manages the process, paperwork, and relationship throughout the lease period, saving you time and administrative burden.
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Getting Mortgage Ready

Dwellr helps tenants to get mortgage ready. They make regular contributions into a savings account towards a future mortgage deposit.
Pattern for the 'why choose Dwellr' section on the page.Pattern for the 'why choose Dwellr' section on the page.

Landlords
Frequently asked questions

Why choose the Dwellr option?
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Dwellr gives landlords a flexible way to sell their property while giving renters a new route to homeownership.
‍
Whether you want predictable management, to secure a future sale price, or explore lease-to-own pathways with your tenants, Dwellr provides:
• Guaranteed professional management at a fixed 5% annual fee
• The option to agree an uplifted future sale price after Year 3
• A pathway for tenants to purchase without forcing a sale today
• Full compliance support, portfolio insights, and structured decision-making
Dwellr is built to give landlords control, stability, and long-term upside.

Who is the Dwellr service designed for?
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Dwellr is ideal for:
• Landlords who have reached agreement to sell to their tenants
• Landlords with existing tenants in place
• Landlords exploring exit options in the next 1–5 years
• Multi-unit owners who want clearer long-term planning
• Anyone looking for a hands-off management solution without sacrificing returns
• Landlords open to structured sale agreements instead of traditional selling. It works whether you want to hold, manage, or eventually offload your property.

What happens after my property is approved by Dwellr?
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Once approved, you will receive your Dwellr Property Strategy Pack, which includes:
• Your tailored Dwellr pathway options
• Recommended management structure
• Details on uplift %, timelines, or tenant purchase options
• Revenue forecasts based on rent, uplift, and market data
After this, you can choose whether to proceed with management onboarding or a structured sale pathway.

How do I get started with Dwellr?
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You can start by completing the short Dwellr Property Assessment Form.
This provides key details on your:
• Tenancy
• Compliance status
• Property condition
• Financial setup
• Long-term intentions are built in to give landlords control, stability, and long-term upside.

What’s involved in the Dwellr application and assessment process?
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The full process includes:
1. Property Intake Form – basic details about ownership, tenancy, and condition
2. Review of Rent History – to confirm suitability
3. Compliance Check – RTB status, BER, safety certifications
4. Financial Context Review – mortgage/insurance structure
5. Dwellr Pathway Assessment – determining
- Eligibility for Dwellr management
- Suitability for lease-to-own
- Whether a future sale price agreement makes sense
6. Final Offer – you receive a tailored Dwellr recommendation and fee structure. It is fast, transparent, and fully aligned with landlord interests.

I’ve agreed to proceed with Dwellr - what happens next?
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Once you choose your Dwellr pathway:
1. We onboard the property – documentation, compliance confirmation, tenant communication
2. You sign the Dwellr Management or Future Sale Agreement
3. Dwellr begins managing the property on your behalf (if applicable)
4. If you enter a future-sale structure, Dwellr formalises the agreed uplift terms
5. The property continues as normal, with Dwellr handling operations and long-term planning
Throughout the agreement, the landlord retains full ownership until the agreed point of sale or decision milestone.

Landlords - Apply Now
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